Financial Planning

FILE- In this July 3, 2017, file photo a man and woman walk under trees down a path at Alta Plaza Park in San Francisco. Looking at the income, living expenses and life spans of today’s retirees can help you make the right financial moves so your golden years aren’t tarnished by an unexpected shortfall. (AP Photo/Jeff Chiu, File)
January 24, 2019 - 10:27 am
Precision isn't always possible when it comes to retirement planning. That doesn't mean you have to wing it and hope your savings don't expire before you do. Looking at the income, living expenses and life spans of today's retirees can help you make the right financial moves so your golden years...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
January 23, 2019 - 8:39 am
Tyler Luker of Plano, Texas, is a high school junior who already knows which college he wants to attend (University of Missouri), how much it costs ($43,300 for out-of-state residents) and how much he can expect his single mother to contribute: nothing. "That's protecting my retirement," says...
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In this Nov. 2, 2018, photo Darlene Hardison speaks during an interview in Detroit. Hardison would have loved to have a funeral for her father and uncle and bury them in marked graves at a Michigan cemetery. But she and her family could come up with only enough money to have them cremated, then left the remains to a Detroit funeral home to bury. Instead, authorities later discovered their cremated remains among nearly 300 others in bags, boxes and other containers inside Cantrell Funeral Home. (AP Photo/Carlos Osorio)
January 20, 2019 - 11:30 am
DETROIT (AP) — Darlene Hardison would have loved to have a funeral for her father and uncle and bury them in marked graves at a Michigan cemetery. But she and her family could come up with only enough money to have Hoover Heags and Arthur Hardison cremated, then they left the remains to a Detroit...
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January 18, 2019 - 10:43 am
Cheers, friends! It's a new year. Time to set some well-intentioned — but typically doomed — resolutions. Lose 20 pounds. Read 50 books. Save $5,000. Those big resolutions are sexy. They sound impressive when you tell friends. They're also unlikely to last past Groundhog Day. This year, ditch the...
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In this Nov. 20, 2018 photo, Joseph Soldwedel, the publisher of the Prescott Daily Courier, poses for a photo in Phoenix. Soldwedel, the owner of a chain of small Arizona newspapers, and his wife Felice are locked in a nasty divorce dispute that includes allegations of poisoning. (AP Photo/Matt York)
December 13, 2018 - 9:00 pm
PRESCOTT, Ariz. (AP) — An award-winning Arizona newspaper publisher and his wife are locked in a bizarre divorce case that has morphed into something more: a journalism ethics saga. Joseph Soldwedel has accused wife Felice Soldwedel in a lawsuit of trying to kill him by poisoning him, and detailed...
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Attorney Mark Patterson poses in his law firm's offices Thursday, Nov. 15, 2018, in Nashville, Tenn. The recent turbulence in the U.S. stock markets is spooking older workers and retirees, a group that was hit particularly hard during the most recent financial crisis. "There's a huge fear of folks my age that they're going to run out of money and they're going to need to rely on the government for help," Patterson said. (AP Photo/Mark Humphrey)
November 19, 2018 - 1:22 am
CHICAGO (AP) — The recent turbulence in the U.S. stock markets is spooking some older workers and retirees, a group that was hit particularly hard during the most recent financial crisis. There's no indication, though, that the recent volatility has brought about large-scale overhauls in retirement...
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This September 2018 photo provided by Nerdwallet, Urban Adams and his daughter pose for a photo in Canton, N.Y. Sofie considered several schools before taking an academic scholarship and an offer to play this fall for St. Lawrence University, a 2,500-student private college in upstate New York with a study abroad program. (Urban Adams/NerdWallet via AP)
November 15, 2018 - 10:06 am
A four-year journey to decide where to go to college ended for Sofie Adams when a college recruiter approached her after a softball game and asked, "Do you want to study abroad?" "No one else had asked me that, and yes — I really do want to get overseas," says Adams, 18, who considered several...
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November 01, 2018 - 2:59 pm
The IRS has increased the contribution limits for various retirement accounts for 2019. The Internal Revenue Service said Thursday that the contribution limit for employees who participate in a 401(k), 403(b) and most 457 plans, as well as the federal government's Thrift Savings Plan, is increased...
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FILE - In this Jan. 25, 2011, file photo, visitors are silhouetted by the morning sun as they walk along the beach at Pillar Point in Half Moon Bay, Calif. Life insurance provides a financial safety net for families. Sounds simple, but decisions over whether and how much to buy can get complicated, and mistakes can be costly. (AP Photo/Marcio Jose Sanchez, File)
November 01, 2018 - 10:08 am
Life insurance provides a financial safety net for families. Sounds simple, but decisions over whether and how much to buy can get complicated, and mistakes can be costly. Here are common mistakes financial planners see: BUYING TOO MUCH OR NOT ENOUGH Not everyone needs life insurance. "If there's...
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The divide between highly- and less-educated Americans begins long before the golden years. Starting from their 20s, college graduates are more likely to have jobs and to make more money than their less-educated peers.
October 08, 2018 - 10:18 am
NEW YORK (AP) — Close to one in five Americans who's 65 or older is still working, the highest percentage in more than half a century. And the one who's still working may be better off. As more and more Americans delay retirement, it's those with a college degree that find it easiest to keep...
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