Personal finance

August 22, 2019 - 7:39 am
When it comes to credit card rewards, it's not all about gas, groceries and restaurants anymore. Issuers are moving beyond suburban staples to include millennial-friendly categories such as transit and streaming subscriptions. The trend toward streaming rewards, in particular, is hard to miss, with...
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August 20, 2019 - 9:34 am
"Renting is just throwing money away." "Renting is like paying someone else instead of paying yourself." You may have heard these opinions from family and friends, but it's not that simple. In some areas (looking at you, San Francisco), renting is far more economical than buying a home. But renting...
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President Donald Trump speaks with reporters before boarding Air Force One at Morristown Municipal Airport in Morristown, N.J., Sunday, Aug. 18, 2019. (AP Photo/Patrick Semansky)
August 19, 2019 - 2:02 pm
WASHINGTON (AP) — A strong majority, 74%, of U.S. business economists appear sufficiently concerned about the risks of some of President Donald Trump's economic policies that they expect a recession in the U.S. by the end of 2021. The economists surveyed by the National Association for Business...
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FILE- In this Aug. 27, 2018, file photo a sign stands at the construction site for the Consumer Financial Protection Bureau's new headquarters in Washington. The Trump administration has hired a longtime student loan industry executive to be the federal government’s top watchdog for the $1.5 trillion student loan market. Robert Cameron will serve as the CFPB’s new student loan ombudsman, the bureau said Friday, Aug. 16, 2019. (AP Photo/Andrew Harnik, File)
August 16, 2019 - 3:40 pm
NEW YORK (AP) — The Trump administration has hired a longtime student loan industry executive to be the federal government's top watchdog for the $1.5 trillion student loan market. Robert Cameron will serve as the Consumer Financial Protection Bureau's new student loan ombudsman, the bureau said...
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August 15, 2019 - 8:03 am
If you find yourself short on cash while on vacation, it might seem easiest to hit up the nearest ATM. But if that handy machine is not in your bank's network, you could get a double whammy of fees: The ATM owner will probably charge a few dollars for the convenience, and your own bank may tack on...
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FILE - In this Feb. 8, 2019, file photo a pedestrian walks down South Broad Street in Philadelphia. Bounce back from a personal loan rejection by building your credit score, growing your income and paying off debt. Shop around and apply at lenders whose minimum qualifications you meet. (AP Photo/Matt Rourke, File)
August 08, 2019 - 12:58 pm
Getting rejected for a personal loan can feel like a punch to the gut. It's easy to get discouraged, especially if it delays plans to consolidate debt or renovate your home. Instead of taking the rejection personally, use it as motivation to build your credit and supplement your income so you win...
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FILE - In this Nov. 16, 2018, file photo credit union members stand in line at Blackhawk Community Credit Union on East Milwaukee Street in Janesville, Wis. Credit unions, with their great savings and loan rates and excellent service, offer an alternative to traditional banks. (The Janesville Gazette via AP)
August 06, 2019 - 11:00 am
An underused money tool that could help a new generation of adults on their path to prosperity isn't a smartphone app, a virtual currency or a digital payment system. It's an old-timey credit union. Credit unions , if you're unfamiliar, are like nonprofit banks. They may not satisfy all your money-...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
August 05, 2019 - 8:42 am
Variable annuities are complex insurance products — so complex that what people actually buy and what they think they're buying may be quite different. Those misunderstandings can end up costing them, or their heirs, a lot of money. For the uninitiated: Variable annuities are insurance company...
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FILE - This April 3, 2019, file photo shows a tip box filled with U.S. currency in New York. People who are in financial distress, such as hiding purchases, spending compulsively or avoiding their financial statements, definitely should seek help, according to Ed Coambs, a certified financial planner and licensed family and marriage therapist who specializes in financial therapy. Financial therapy is the practice of helping people with how they think, feel and behave with money to improve their well-being, according to the Financial Therapy Association. (AP Photo/Mark Lennihan, File)
July 29, 2019 - 3:32 pm
Money is about more than numbers: emotions are often at play too. Just as you can seek professional help for unhealthy issues in life, financial therapists can help you deal with problems related to money. WHAT IS IT? Financial therapy is the practice of helping people with how they think, feel and...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
July 29, 2019 - 9:03 am
Some of us in the personal finance realm have a weird little hobby: We try to scam the scam artists. We're not out to steal their money — just their time. When fraudsters call to say we're about to be arrested for tax debt, our Social Security number has been "suspended," or a loved one is in...
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